Yesterday, the St. Petersburg office of the Federal Antimonopoly Service (FAS) put an end to loud case of increase of tariffs for services for buyers hull "Chevrolet-Niva". After a four-month investigation found no signs of FAS collusion in acts of leaders of the insurance market, increase the insurance rates for these vehicles due to their high ugonyaemostyu. In the meantime, to replace these companies had come less visible players, which dealers "Chevrolet-Niva" attracted a new insurance partners. Recall that at the end of last year, five major insurance companies of St. Petersburg - "Progress-Neva", "Russian World", St. Petersburg branch of ROSNO "Ingosstrakh" and "RESO-Garantia" refused to insure the car "Chevrolet-Niva", requiring installation each non-standard automobile anti-theft systems. In addition, the insurers during the year significantly increased their rates for customers, "Chevrolet-Niva" on the hull services. On hearing this, FAS, and decided to check whether the actions do not conflict with existing insurance companies monopoly laws. Indeed, according to the St. Petersburg dealers, about 50-60% of cars sold today are sold on credit for the design of which requires insurance. With 80% of buyers prefer to insure against theft auto. According to director of sales of JSC "Pragmatics" Eugene Shabanov, the requirements of insurers have increased spending on anti-theft equipment buyers are 3-4 times - up to 20 thousand rubles. In addition, according to the chief of financial insurance company "Atlant-M Baltica" Elena Timofeeva, installation of security systems companies for the third-dealers turned to the problem of segregation of duties to ensure the car. "It appeared to question who and in what proportions should be responsible. After installation of alarm can cause various malfunctions in the car" - said Mrs. Z Timofeev. New rates as insurers were such that the insurance "Chevrolet-Niva" has cost about 15-20% of the cost of the car when the average tariff on other machines of the same class of 7-9%. Taking into account the fact that all five of the insurers are key partners of banks active in the auto segment, the new conditions could turn out to dealers reduction in demand for "Chevrolet-Niva". Therefore, the FAS had reason to suspect is really the insurers of violating antitrust laws. However, as yesterday's press-service FAS, these suspicions were not confirmed. Management staff found that the company raised its rates in an uncoordinated and adequately to the situation in the market. However, until there was verification of the dealers themselves and have found a way out of the situation. They began to establish an advanced alarm system on their own and to offer more affordable insurance. "About 30 percent of our customers spend more options when buying a" Chevrolet-Niva "about $ 100. Therefore, a more expensive alarm system does not affect the final cost of the car" - said Mr. Shabaev of "pragmatists." "The market is, thankfully, competitive. Our new partner is much lower tariffs, and any special requirements," - said General Director of Z "Peter Ladas," sobbing, Vladislav. "Atlant-M Baltica", in turn, was replaced by former insurance partner for the company, which rates do not exceed 10% of the cost of the machine. In this case, according to dealers, on their previous partners, they do not take offense, because the percentage of theft "Chevrolet-Niva" was really high. According to head of financial insurance, "Atlant-M Baltica" Elena Timofeeva, peak sales, "Chevrolet-Niva" was recorded in St. Petersburg in the spring and summer of last year. "At this time, all companies that continue to have dramatically increased their tariffs, to actively insure buyers 'Chevrolet Niva', without showing any special requirements to protect vehicles from theft," - said Mrs. Z Timofeev. After receiving voluminous portfolio of contracts (in the past year, has sold nearly 3 thousand "Chevrolet-Niva"), insurers have suddenly found that it is the most stolen cars - in 2004, with an average percentage of thefts around the car market to 0.7% the percentage of stolen " Chevrolet-Niva "was 7.5%. For example, according to FAS, last year turned out to be stolen every 6th "Chevrolet-Niva", the insured company "Progress-Neva". "After analyzing your portfolio on" Chevrolet Nivam "We really were just forced to raise prices," - said the head of PR and advertising of the insurance company "Progress-Neva" Andrew Goryainov. Commenting on the work of competitors, who came to insure popular among thieves "Chevrolet-Niva" in their place, Mr Goryainov said: "Our colleagues have simply no experience in these cars insurance ...".
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